Purpose & Scope
The role is responsible for developing, validating, and maintaining data-driven models and analytical frameworks that support PaySwitch's credit platforms, internal decision-making, product analytics, and operational intelligence. This is a hands-on individual contributor role requiring strong analytical thinking, practical modelling skills, and close collaboration with data engineering, product, and business teams.
Position in Organisation
- Reports To: Head of Product, Innovation & Excellence
Duties & Responsibilities
Modelling & Advanced Analytics
- Design and develop analytical and predictive models for credit scoring, risk assessment, internal performance analytics, and customer/transaction behavior analysis.
- Build and evaluate regression and classification models including logistic and linear regression, decision trees, random forests, and gradient boosting models where appropriate.
- Select modelling techniques based on interpretability, robustness, and business impact.
Feature Engineering & Data Exploration
- Perform exploratory data analysis (EDA) across internal and external datasets.
- Design features from transactional, behavioral, operational, and demographic data.
- Collaborate with the Data Engineer to ensure features are reproducible and production ready.
Validation, Explainability & Governance
- Conduct model validation, performance testing, and stability analysis.
- Monitor model and analytical outputs for drift, bias, and degradation.
- Produce clear documentation covering assumptions, feature rationale, metrics, and limitations.
- Support internal reviews, audits, and decision forums.
Product & Platform Collaboration
- Work closely with product teams to translate analytical insights into product requirements and UX decisions.
- Contribute to Product and Functional Requirement Documents by defining analytical logic, thresholds, KPIs, and measurement frameworks.
- Support experimentation, A/B testing, and hypothesis-driven product improvements.
- Support deployment of models and analytics into production environments with engineering teams.
- Continuously improve analytical methods, tools, and practices.
Skills & Abilities
Technical
- Strong proficiency in Python for data analysis and modelling.
- Working experience with SQL (advanced querying).
- Experience with modern machine learning libraries and frameworks.
- Familiarity with Azure data and analytics services: Azure Data Lake, Azure Synapse Analytics, Azure Machine Learning (working level), Microsoft Fabric (working knowledge).
- Comfortable working with version control (Git) and collaborative workflows.
Non-Technical
- Strong analytical and critical thinking skills.
- Ability to explain complex concepts clearly to non-technical stakeholders.
- Structured documentation and communication habits.
- High ownership, curiosity, and accountability.
- Ability to work across multiple problem domains simultaneously.
Education & Experience
- Degree in Data Science, Statistics, Mathematics, Economics, Engineering, or related field is advantageous but not mandatory.
- 3–6 years of demonstrable experience working as a Data Scientist, Risk Analyst, or Platform Analytics professional.
- Proven experience delivering models or analytics used in real business or production environments.
- Experience in fintech, lending, payments, or transactional data environments is a strong advantage.
Specific Knowledge Requirements
- Statistical modelling and classification techniques.
- Feature engineering and data preparation.
- Model evaluation and explainability concepts.
- Working with large, real-world datasets.
- Applying analytics to product, risk, and operational decisions.
Social Media Marketer / Graphic Designer
2–3+ Years · Accra, Ghana · Full-TimeMain Purpose & Scope
To promote the company's brand, products and services through its social media platforms in order to attract customers, increase engagements and support business growth. To use social media and graphic designing to help the company communicate effectively with its audience and achieve its business and marketing goals.
Duties & Key Responsibilities
Requirements & Qualifications
Specific Knowledge & Skills